We're excited to introduce oqui, an AI-powered platform that transforms how financial professionals assess affordability.
The problem we're solving
If you've ever processed a loan application, you know the pain. Bank statements arrive as PDFs - some clear, some barely legible. Transactions need to be categorized, income verified, expenses tallied. A single assessment can take 30-60 minutes of manual work.
Multiply that by hundreds of applications, and you're looking at significant time and cost. Not to mention the inconsistency - different analysts categorize transactions differently, apply varying standards, and occasionally miss important details.
Chaos in. Clarity out.
oqui takes a different approach. Upload your documents, and our AI handles the rest:
Intelligent extraction - We parse bank statements from major banks, extracting every transaction with its date, description, and amount. No manual data entry.
Smart classification - Each transaction is automatically categorized: salary, rent, loan payment, groceries, entertainment. Our AI understands financial patterns and applies consistent logic.
Comprehensive analysis - Within minutes, you get a full affordability picture: income breakdown, expense categories, debt-to-income ratio, monthly surplus, and risk indicators.
Cross-document verification - Add payslips and credit reports, and we'll cross-reference them. Is the salary on the payslip showing up in the bank account? Are all credit obligations being serviced?
Built for financial professionals
oqui is designed for the people who make lending decisions:
- Credit analysts processing loan applications
- Microfinance teams handling high volumes
- Property managers verifying tenant affordability
- Financial advisors analyzing client finances
Whether you're processing one assessment or one thousand, the quality is consistent.
Flexible integration
Use oqui the way that works for you:
Dashboard - Upload documents through our web interface and review results visually. Export PDF reports for your records.
API - Integrate directly into your loan origination system. Submit documents programmatically, receive results via webhook. Build affordability checks into your existing workflows.
Fair, transparent pricing
We charge per assessment, not per month. Buy credits in advance, use them when you need them. No subscriptions, no seat licenses, no surprises.
Failed assessments don't cost you anything - you only pay for successful results.
What's next
This is just the beginning. We're continuing to improve our extraction accuracy, expand bank support, and add new analysis features.
Ready to see oqui in action? Create an account and run your first assessment with trial credits.
Welcome to clearer, faster affordability assessment.